Fees & Pricing

Understand Card2Crypto pricing and fee structure

Platform Fee

Card2Crypto charges a flat 15% fee on all successful transactions.

Customer pays: $100.00
Platform fee:   $15.00 (15%)
You receive:    $85.00

What’s Included

The 15% platform fee covers:

• Payment gateway infrastructure
• White-labeled checkout pages
• Webhook delivery and automatic retries
• 24/7 transaction monitoring
• Fraud detection and prevention
• Crypto withdrawal processing
• Credit card processing fees
• Customer support

Fee Calculation

Example 1: Basic Payment

Customer payment:    $100.00
Platform fee (15%):  - $15.00
Your balance:        = $85.00

No Hidden Fees

There are NO additional fees for:

• API requests
• Webhook delivery
• Failed payment attempts
• Refunds (fee is returned to you)
• Multiple shops (you can only have one)
• Dashboard access
• Crypto withdrawals

Minimum Amounts

Minimum Payment

$0.50 USD per transaction

// Minimum valid payment
{
  "amount": 50,  // $0.50 in cents
  "currency": "usd"
}

// This will fail
{
  "amount": 49,  // Too low
  "currency": "usd"
}

Minimum Withdrawal

$10.00 USD minimum balance required to request a crypto withdrawal

Why?

• Covers blockchain transaction fees
• Ensures economical crypto transfers
• Prevents dust withdrawals

Refund Fees

When a payment is refunded:

1. Customer receives full refund ($100.00)
2. Platform fee is returned to your balance ($15.00)
3. Your net balance change is $0

You’re only out the amount you received ($85), not the full payment amount.

Failed Payments

No fees charged for failed or declined payments.

You only pay the 15% fee when a payment successfully completes.

Withdrawal Fees

Bitcoin (BTC)

No platform fee for withdrawals. You only pay the blockchain network fee (variable based on network congestion).

Typical network fee: $1-$5 depending on Bitcoin network conditions

Litecoin (LTC)

No platform fee for withdrawals. You only pay the blockchain network fee (variable based on network congestion).

Typical network fee: $0.01-$0.50 depending on Litecoin network conditions

Why Litecoin May Be Better

For smaller withdrawals, Litecoin often makes more sense:

Bitcoin withdrawal:
  Balance: $100.00
  Network fee: ~$3.00
  You receive: ~$97.00 (97%)

Litecoin withdrawal:
  Balance: $100.00
  Network fee: ~$0.10
  You receive: ~$99.90 (99.9%)

Balance Management

Your balance is credited instantly when payments complete:

Starting balance:    $0.00
Payment 1 ($100):   + $85.00
Payment 2 ($50):    + $42.50
Payment 3 ($200):   + $170.00
Current balance:     $297.50

View your balance: Dashboard > Balance

Fee Breakdown vs Traditional Processors

Card2Crypto

Customer pays:       $100.00
Card2Crypto fee:     - $15.00 (15%)
You receive:         $85.00

Net in your wallet:  ~$85.00

Traditional Processor + Exchange

Customer pays:       $100.00
Stripe fee:          - $3.20 (2.9% + $0.30)
You receive:         $96.80

Exchange fee:        - $2.42 (2,5% crypto exchange fee)
Withdrawal fee:      - $3.00 (blockchain fee)
Net in your wallet:  ~$91.38

Total Fees paid: 8,6% 

Our non-KYC option costs only 6.4% more in fees than traditional payment processors

Thats why Card2Crypto’s all-in-one approach is often more cost-effective despite the higher percentage, especially for:

• Users who value privacy (no KYC)
• Merchants who want crypto payouts
• Small to medium transaction volumes

Pricing Comparison

Feature	Card2Crypto	Stripe + Exchange	PayPal + Exchange
Transaction Fee	15%	2.9% + $0.30	3.49% + $0.49
Withdrawal Fee	Network only (~$3)	Wire $25 + Exchange 1%	Wire $25 + Exchange 1%
KYC Required	No	Yes	Yes
Crypto Payout	Built-in	Manual	Manual
Setup Time	5 minutes	1-2 weeks	1-2 weeks

Volume Discounts

Currently, all sellers pay the same 15% rate regardless of volume.

Enterprise pricing may be available in the future for very high-volume merchants. Contact support for inquiries.

Tax Considerations

Card2Crypto does not:

• Issue 1099 forms
• Report income to tax authorities
• Withhold taxes

You are responsible for:

• Tracking your income
• Reporting crypto transactions
• Paying applicable taxes

Consult a tax professional for guidance on cryptocurrency income reporting in your jurisdiction.

Fee Transparency

View all fees in your dashboard:

1. Go to Dashboard > Payments
2. See breakdown for each transaction:
   • Customer payment amount
   • Platform fee
   • Amount credited to your balance

FAQ

Are there any setup fees?

No. Creating an account is completely free.

Are there monthly fees?

No monthly or subscription fees. You only pay when you receive payments.

What if I don’t make any sales?

You pay nothing. There are no minimums or monthly charges.

Can fees change?

We reserve the right to adjust fees, but will provide 30 days notice for any increases.

Current sellers will be grandfathered at 15% for at least 12 months from their signup date.

Next Steps

Create Your Shop

Start accepting payments today

Quickstart Guide

Integrate in 5 minutes

Request Withdrawal

Withdraw your balance to crypto

FAQ

More questions? Check our FAQ